Email threats

AI phishing attacks: Everything businesses should know

January 26, 2026

AI phishing attacks: Everything businesses should know
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With modern phishing, attackers use artificial intelligence to create messages that are polished, highly personalized, and scalable across large campaigns. These AI phishing attacks blend into everyday business communication, making them harder for users to recognize and harder for traditional security tools to detect.

Generative AI has fundamentally changed how social engineering works. Attackers can automate research, tailor messages to specific roles or individuals, and generate convincing content at scale. As a result, phishing campaigns move faster, look more legitimate, and adapt more easily to defenses. For security teams already managing high alert volume and limited visibility into why messages are allowed or blocked, this shift significantly raises the bar for detection.

This article explains how AI is changing phishing, what AI phishing attacks look like in practice, and how organizations can defend against them. It also shows how Sublime Security helps teams detect AI driven phishing through behavior based analysis, explainable verdicts, and complete visibility into emerging campaigns.

Main takeaways

  • AI phishing attacks use automation and personalization to make scams more believable and harder to detect
  • Attackers often leverage public data and emotional pressure to bypass user skepticism
  • Generative AI enables phishing campaigns to scale rapidly while evading static filters and signatures
  • Defending against AI phishing requires layered controls, verification workflows, and behavior based detection
  • Sublime Security gives defenders the visibility and context needed to identify AI generated phishing campaigns early
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What are AI phishing attacks?

AI phishing attacks are phishing campaigns that use artificial intelligence to generate realistic messages, voices, or videos that impersonate trusted people or brands. Instead of manually crafting a small number of emails, attackers rely on models that can write, adapt, and iterate content automatically.

Attackers feed these models with publicly available data such as LinkedIn profiles, company websites, press releases, or leaked documents. This allows phishing content to reference real names, job titles, vendors, and internal initiatives. Messages feel familiar and credible because they closely resemble legitimate business communication.

AI phishing is effective because it removes many of the surface-level warning signs defenders have historically relied on. Messages contain fewer errors, more relevant context, and more consistent tone. As a result, phishing blends into normal workflows and becomes more likely to be trusted and acted on.

For additional background, see our guides on what phishing is and the different types of phishing attacks.

How AI enhances phishing attacks beyond traditional methods

AI expands phishing beyond simple email scams. It enables attackers to personalize content, scale campaigns, and coordinate activity across channels while continuously adapting to defenses.

Personalization at scale

AI models analyze public and organizational data to reference real employees, roles, vendors, and ongoing projects. This context helps establish trust almost immediately.

What makes this especially dangerous is scale. Attackers can generate thousands of personalized messages at once, each tailored to a specific recipient or role, without the manual effort that once limited targeted phishing.

High quality content generation

Large language models generate grammatically correct and contextually appropriate messages on demand. This removes spelling and grammar errors that once made phishing easier to spot.

Attackers can also match tone and writing style to the impersonated sender, whether that is an executive, finance contact, or trusted partner. Messages feel natural and consistent with previous communication.

Voice cloning and vishing attacks

AI can clone a person’s voice using short audio samples from public videos, earnings calls, or social media. Attackers then use these voices in phone calls to create urgency or authority.

Voice based phishing, often called vishing, increases the success of financial fraud by bypassing email controls and exploiting real time pressure, especially when combined with prior email context.

Deepfake video impersonation

AI generated video can impersonate colleagues or executives during video calls. Attackers use deepfake video to request credentials, approvals, or sensitive information.

This presents a growing risk for remote and hybrid organizations where video meetings are common and visual cues are often trusted.

Multi channel phishing orchestration

AI phishing rarely stops at a single message. Campaigns often unfold across multiple channels such as email, phone calls, chat messages, or video invites.

Consistency across channels reinforces credibility and urgency. For distributed teams, this coordination makes social engineering harder to detect and disrupt.

Code obfuscation and evasive techniques

AI can generate malicious code that it hides within emails, attachments, and linked content. This helps phishing payloads evade static inspection and sandboxing.

Polymorphic phishing and rapid variation

AI enables attackers to generate thousands of message variants in minutes. Subject lines, wording, tone, and sender details can change for each recipient.

This polymorphism weakens static filtering and makes it difficult to rely on known indicators of compromise.

Types of phishing attacks amplified by AI

AI phishing does not introduce entirely new attack categories. Instead, it accelerates and strengthens the same phishing techniques organizations already face, making them faster, more convincing, and harder to detect. For a complete breakdown of common phishing attack categories and how they work, see our guide to types of phishing attacks.

Business email compromise (BEC) and fraud

Business email compromise relies on impersonation and social engineering rather than malware or links. AI dramatically increases the effectiveness of BEC by improving realism, timing, and targeting.

Attackers use AI to generate messages that closely match an executive’s writing style, reference real internal workflows, and adapt language based on the recipient’s role. These emails often pass authentication and lack traditional indicators of compromise, allowing them to blend into everyday finance and operations workflows.

Credential phishing

Credential phishing aims to steal usernames, passwords, or session tokens by directing users to attacker-controlled login pages. AI improves both delivery and success rates.

With AI, attackers personalize messages based on the tools a user actually uses, generate polished security alerts on demand, and rapidly rotate language and layouts to evade static detection. When paired with adversary-in-the-middle techniques, AI-driven credential phishing can defeat MFA while appearing indistinguishable from legitimate login flows.

Callback phishing (TOAD)

Callback phishing prompts victims to call a phone number instead of clicking a link, shifting the attack outside traditional email inspection.

AI strengthens callback phishing by generating realistic invoices or alerts, supporting dynamic call scripts, and enabling voice cloning that impersonates vendors or internal support staff. Because the fraud occurs over the phone, email controls alone often provide limited protection.

QR code phishing (quishing)

QR phishing embeds malicious destinations inside QR codes commonly used for payments, shipping, or authentication.

AI helps attackers justify QR usage with contextually relevant messaging, rapidly generate variants, and target mobile users where URL inspection is limited. As QR codes become more common in legitimate business processes, AI-generated lures reduce user skepticism.

Malware and ransomware delivery

AI improves malware delivery by optimizing lures and evasion rather than inventing new payloads.

Attackers use AI to generate obfuscated scripts, adapt attachments to specific environments, and craft messages that increase open rates. This polymorphism weakens reliance on signatures and known indicators, especially when malware is hosted on legitimate services.

Extortion and social engineering scams

Extortion phishing relies on fear, urgency, and perceived credibility. AI increases pressure and plausibility.

Attackers use AI to reference real breaches, tailor threats to individuals or teams, and generate consistent follow-ups that escalate urgency. These attacks exploit human response rather than technical vulnerabilities, making behavioral context essential for detection.

Vendor and trusted-sender impersonation

AI makes impersonation of vendors, partners, and internal services more convincing by improving consistency and contextual accuracy.

Attackers mirror real vendor language, reference legitimate invoices or projects, and coordinate across email and phone channels. Even when domains appear legitimate, intent can still be malicious.

The current state of AI phishing attacks

Fully AI generated phishing still represents a minority of overall phishing attacks today. However, AI significantly lowers the barrier to entry and accelerates campaign sophistication, especially for targeted and high value attacks.

Key trends include:

  • Faster message creation and iteration
  • Improved personalization with minimal attacker effort
  • Increased targeting of executives, finance teams, and vendors

As adoption grows, these techniques tend to spread quickly. What begins as an advanced tactic often becomes standard practice.

How organizations can defend against AI phishing attacks: 5 best practices

Preparation and verification are critical when facing AI powered social engineering.

1. Verify unexpected requests

Any unexpected request, especially one involving urgency or authority, should be verified through a known and trusted channel. Requests involving money, credentials, payroll changes, or vendor updates should never be completed in a single step. Dual approval and out of band verification significantly reduce risk.

2. Watch for emotional manipulation

AI phishing frequently relies on urgency, fear, or authority to short circuit judgment. Training users to slow down and question emotionally charged requests helps reduce successful attacks.

3. Check the sender and surrounding context

Display names, domains, and communication history still matter. Subtle inconsistencies in timing, tone, or workflow context can indicate impersonation, even when content appears polished.

4. Treat links and files with caution

Well written and personalized messages can still be malicious. Maintaining caution with links and attachments is essential, particularly for unexpected requests.

5. Use behavior based phishing detection

Static filters struggle against AI phishing. Sublime Security detects anomalous behavior and campaign patterns across messages, including threats that pass authentication. Explainable verdicts show defenders why content was flagged and how it relates to broader activity, improving response and confidence.

What to do if you suspect an AI phishing attempt

AI phishing incidents often escalate quickly across channels, making early containment critical.

Immediate actions include:

  • Cease all engagement immediately across email, phone, video, chat, or SMS
  • Verify the request using trusted contact information from internal directories
  • Preserve evidence such as emails, call recordings, voicemails, screenshots, and metadata
  • Escalate to security teams without delay
  • Follow guidance from security teams during investigation and containment

Prepare your organization for AI powered phishing attacks

AI powered phishing attacks move faster than traditional defenses because they adapt in real time. Messages change, tactics evolve, and campaigns span multiple channels. Relying on static rules or one size fits all filtering leaves organizations exposed as attackers iterate.

Preparing for this shift requires an email security platform that can keep pace with attacker behavior. That means visibility into why messages are flagged or allowed, the ability to detect anomalies across campaigns, and the flexibility to adapt coverage without waiting for vendor updates. As AI driven attacks become more targeted and personalized, defenders need tools that focus on intent, context, and behavior rather than surface indicators alone.

Organizations that invest in adaptive, transparent email security are better positioned to contain AI phishing early, reduce response time, and prevent small social engineering attempts from escalating into major incidents.

Defend against AI phishing with Sublime Security

AI has transformed phishing into a highly personalized and scalable threat that bypasses traditional defenses. Attackers iterate faster, coordinate across channels, and exploit trust within everyday workflows.

Effective protection requires verification, user awareness, and adaptive detection that focuses on behavior rather than static signals. Sublime Security provides full visibility into email threats, explainable verdicts, and the flexibility to respond as campaigns evolve.

With Sublime, security teams gain the clarity and control needed to stay ahead of AI driven phishing attacks. Learn more about the Sublime Security platform or get a demo.

FAQs about AI phishing

What is an example of an AI powered phishing attack?

An example is an email impersonating a company executive that references real projects and workflows, followed by a phone call using a cloned voice to add urgency. The combination of personalized content and real time pressure increases the likelihood of compliance.

How can you tell if someone is using AI to generate phishing emails?

AI generated phishing emails are often unusually polished, highly personalized, and consistent across many recipients. Indicators include perfect grammar, tailored context that feels slightly off, and coordinated follow up across multiple channels.

What is an AI scammer?

An AI scammer is an attacker who uses artificial intelligence to automate research, generate realistic content, and scale social engineering attacks. AI enables convincing emails, voice calls, and videos with far less effort than traditional methods.

Can AI leak your data?

AI itself does not leak data. However, attackers can use AI to exploit leaked or publicly available information more effectively. When combined with breached data or overshared details, AI enables more targeted and convincing phishing attacks.

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